What is a commercial mortgage?

Commercial finance is typically for property where there is a commercial element to it, such as a shop or warehouse, i.e. not for residential use. However, many commercial lenders will lend on buy to let property, but usually as part of a larger transaction - e.g. 5 properties together.

Because of the more detailed work that needs to go into producing a list of possible lenders, we charge £150 flat fee for finding a lender. Please note though, that because of the nature of commercial lending, decisions are not made in the same way as residential or buy to let mortgages, and there is no guarantee of a loan being approved, no matter how good the proposition is. 


However, because we can look at lenders who do not pay brokers, we feel our fees represent excellent value for money, considering many packagers and commercial lenders may charge 0.5 - 1% for a similar service.